About Us

The Growth Factor

Radha Needs a sewing machine to support her family financially

NISAKAR TRADE facilitates loan for her to buy a sewing machine

Radha now takes orders from her neighbours

Radha repays her loans

Radha owns a business

Radha becomes self sufficient

Radha now sells fabrics too

Every individual is an opportunity only waiting to be given a chance!

NISAKAR TRADE wishes to give that individual that chance – the chance to dream, aspire, think and act – to make their lives better – by honing a skill, by a square feet, by a thousand rupees, by an educational degree, by healing!

NISAKAR TRADE, through its non-banking and microfinance services, provides that first help, through a small loan. That small loan helps a woman to establish her entrepreneurial venture, or expand her existing business, or buy a machinery to make her business more efficient. With that small push, she is not only able to repay her instalments, but save and/or invest for a bigger house, or a two wheeler, or her children’s education. They now live with confidence and self-respect!

That is the power of microfinance! That is the hard work at NISAKAR TRADE!

NISAKAR TRADE has been empowering women and their households in India for more than 14 years through microfinance and lending. It currently functions in the states of Rajasthan, Haryana, Himachal Pradesh, Punjab, Uttarakhand, and Madhya Pradesh.

NISAKAR TRADE is registered as Private Limited Company under the provisions of Companies Act, 1956 and is also registered with RBI as NBFC MFI.

What Drive Us

Provide economic opportunities to aspiring individuals who wish to improve their living conditions, thereby impacting poverty alleviation and nation’s development

Action

We provide micro-loans to rural women enterpreneur. Our loans can
be used for business requirements such as working capital or capital expenditure, among others

1

Identify

potential individuals aspiring to move out of the cycle of poverty

2

Make

joint Liability Groups of such individuals, primarily women

3

Teach them

the fundamentals of financial literacy – lending, savings, hard work and repayment

4

Mentor

women to identify their potential

5

Provide

micro loan to them

6

Hone

entrepreneurial skills in women

7

Ensure

that loans are paid back on time

8

Build

confidence in them so that they don’t fall in the trap of poverty again

9

Connect

these beneficiaries to the mainstream society

10

Contribute

to a healthy, educated family and a nation likewise